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July 02

Tax Saving Entity Structures



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Tax Saving Entity Structures
I find that most people have a good grasp of the basics
when it comes to entities, but are often missing the little
things that can have a huge impact (good and bad) on tax
savings.  I have a real-life story that captures this well.

Pierre is starting a business and calls his tax preparer to
ask what type of entity he needs for his business.
Pierre's tax preparer responds with what Pierre refers to
as "confusing accountant talk," but Pierre is able to
translate enough to learn that S Corporations are best for
businesses.  So Pierre forms his S Corporation and is off
and running his new business.

At the beginning of the next year, it's time for Pierre to
do his tax returns.  Pierre's new business had losses its
first year, which Pierre expected.  While Pierre is not
excited about the losses, he is excited that at least the
losses will offset his wife's salary so they will pay less
in tax.

But Pierre is shocked and surprised when he receives his
tax returns!  First, he learns he can't take his business
losses currently because he didn't fund the losses
personally.  Instead, his S Corporation funded the losses
by getting a bank loan that Pierre guaranteed.  Second, not
only does Pierre have an unexpected tax liability, he also
has higher tax return preparation fees because he now has 2
tax returns to file - his personal tax return and his S
Corporation tax return.

Better Tax Results with a Sole Proprietorship than an S
Corporation!  Really? In this tax story, Pierre would have
had better tax results if his business was taxed as a sole
proprietorship.  In a sole proprietorship, the losses would
have been fully deductible and the business activity would
have been included in Pierre's individual tax return so
there would have been only 1 tax return to file.  Plus,
this could have been done in such a way so Pierre could
still have his business taxed as an S Corporation in the
future.

Pierre was shocked to learn this!  He had always heard that
sole proprietorships were terrible and to avoid them by any
means necessary!

STOP RIGHT HERE!  The first time I shared this story, I
received some emails from readers telling me I was crazy.
Was I really suggesting a sole proprietorship over an S
Corporation?  The answer is yes and no.  Yes, for tax
savings purposes.  No, for legal purposes.  The good news
is you can have it both ways because...

Tax Terms Do Not Have the Same Meaning as Legal Terms Tax
strategies and asset protection planning use the same terms
but they have very different meanings.

Let me give you an example.  You buy a rental property and
put it in a Limited Liability Company (LLC).  You are the
only member of the LLC.

For legal purposes, your rental property is owned by an
entity - your LLC. For tax purposes, your rental property
is treated as if you owned it directly - meaning it is
taxed as a sole proprietorship.

In this case, there is a sole proprietorship for tax
purposes but not for legal purposes.

LLCs are extremely flexible in how they are treated for tax
purposes, making it possible to have a sole proprietorship
for tax purposes and an entity for legal purposes.  Even
better, LLCs can also be taxed as Corporations (C or S
Corporations), so they are extremely effective when
creating tax saving entity structures.

Why Didn't Someone Tell Me This? Pierre learned all of this
too late and of course asked his tax preparer, why didn't I
know this?  And that's the heart of this issue.  Pierre did
the right thing by asking his tax preparer about the entity
early on, but it was an issue of - you don't know what you
don't know.

In a perfect world, the tax preparer would have asked the
right questions to learn more about Pierre's goals and
situation and would have translated "confusing accountant
talk" into something clear and understandable.  In general,
S Corporations are good entities for businesses.  But, they
can be terrible when there are losses, and losses are
common when a business first begins.

Expert Advice in a Cash Crunch Tax advice is very specific
to each person.  When I first work with a new client, I
spend at least 3 months with that client focusing on their
goals in order to create a tax structure that works for
them.  And I coach them on the triggering events they need
to be aware of that will change their tax structure so they
learn when they need to ask questions.

Business owners and investors need expert advice when they
are starting their business or investing and this is the
same time when they feel the greatest cash pinch!  It's
clear from the business owners and investors I talk to that
they all want the expert advice, some believe (right or
wrong) that they just aren't in a position to pay for it at
that moment.  What they usually do is get a quick answer
(like Pierre) and deal with it later.  Unfortunately, the
nightmare stories people share with me end with "deal with
it later" meaning paying much more later.

Cost Effective Solution Many people ask me if I have a
"cost effective" solution.  Translation: "I'm willing to
spend a few hundred dollars, do some of the leg work myself
and I want a lot of bang for my buck!"

I learned quickly that business owners not only want, but
need, an inexpensive way to get up to speed on entities and
tax structures so they can better prepare themselves to
meet with their tax preparer.

Over the past year I have taken the key points, questions
and scenarios I use to coach clients and created a "cost
effective" solution - a 5 part teleseminar course designed
to create awareness about the little things that have a
huge impact on tax savings.

Behind Every Secret Remember, behind every one of my
secrets is knowledge - the type of knowledge that makes you
aware of what creates massive tax savings so you begin to
see your daily routine a little differently...like the huge
impact entities have on your tax savings!


----------------------------------------------------
I find that most people have a good grasp of the basics
when it comes to entities, but are often missing the little
things that can have a huge impact (good and bad) on tax
savings.  I have a real-life story that captures this well.
http://www.ProVisionWealth.com


3 Top Powerful Tools to Master Any Internet Affiliate Business Opportunities



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3 Top Powerful Tools to Master Any Internet Affiliate Business Opportunities
What is the most important step to succeed online? It is
simply having the most appropriate affiliate business tools

It is an obvious fact that hundreds even if not thousands
of people are surfing the internet on daily bases to find
answers to the following questions:

- What is the best legitimate opportunity that makes
affiliate marketers money?

- Does it make sense to follow ads like "We give you free
affiliate website online"?

- Where to find free posting for affiliate advertising?

- What is the best search engine optimization specialist
for super affiliates?

The next few words will tell you the answer to these
question briefly. Indeed, you need "affiliate business
tools".

In one of my formal articles, I covered the topic of how to
select your legiitmate business opportunity among other
candidates.

In this article, I assume that you are sure that internet
marketing affiliate program is the right business model for
you and you just lack the power to get a list of the tools
you need to start.

I do not reveal any secrets as there are no secrets behind,
but I did an effort here to collect the basic business
tools in one list so that you can start today.

In addition, it saves huge time and effort to start with a
predefined list of tools rather than searching here and
there fore months.

Tool #1: You must have your own website.

I definitely know that you can start promoting your home
based business by opening a lens at one of the sites that
Google like, e.g. Squidoo.com, and start there to promote
your affiliate products.

This has to be a supplementary step to succeed but why you
should not only rely on such lenses?

- Suppose that you succeeded to drive hundreds of visitors
per month to this lens and later on, and because of
whatever reasons, they decided to close your lens.

Then, you simply loose all your traffic.

- In addition, it builds high credibility for your name if
you own a professional looking website with a relevant
domain name for your business.

- It is worthwhile to mention that you should avoid all
free web hosting services as you will never get your own
domain name.

Rather, choose a reputable and outstanding web hosting
company.

Tool #2: Article Submission Service.

It is clear for each online marketer that article marketing
is one of the best tools to spread the word about your
website. However, most of the beginners give up this
strategy due to the huge time and effort needed to manually
submit your articles to the article directories.

However, you must avoid this top serious myth that coasted
me a lot as I started few years ago. It does not make any
sense to target article submission service that submits the
same version of your article to the target publishers.

I tried most of these services and they do not help to get
back links to your website due to the duplicate content
penalty by Google.

Instead, you must target a service that asks you to write
your article several times to guarantee the readability of
all your versions.

Then, several unique versions of your article will be
generated by randomly choosing the paragraphs from the
versions you provided. This way, each article gets for you
a one-way high quality back link.

I got excellent results by using unique submission services.

Tool #3: Search Engine Optimization (SEO) Guide.

It is another one of the top tools that you must have.

It is clear what is meant by this tool as you need to learn
how to optimize your website to be indexed by Google and
get high search engine rankings. The internet is full of
these guides!

However, avoid this top mistake that can cost you hundreds
of $ for nothing. Check the credit history of the guide's
owner as the internet is full of guides that "guarantee"
for you a top position and here are two serious points that
you should consider:

- Google changes his algorithms periodically. So, with
proper and ethical SEO techniques, you can get a high
position on the first page but no one can guarantee to keep
the same position all the time.

So, be careful of "Top #1 position on Google in few days".

- The guide's owner must show you that he owns a high
position for very competitive keywords. To do so, check his
target keyword in Google, like "keyword", to see how many
websites are competing for this keyword.

If you get more than 100,000-200,000 results, then it is
fine. Obviously, there are other complementary business
tools like auto-responder, pay per click guide but they are
not as much necessary as the previous 3 tools, which are a
must to start.

I personally know many business owners who reached their
goals in reasonable time just by successfully combining the
above mentioned affiliate business tools.


----------------------------------------------------
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doubled your affiliate marketing commission? Hurry right
now how you can get the income you want in just few months
or even less. It is guaranteed to get the most powerful
affiliate marketing resources at =>

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A Success Secret Every Entrepreneur Knows...



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A Success Secret Every Entrepreneur Knows...
Every entrepreneur knows that if they want to become  more
successful they have to not only set goals for themselves,
but they have to RESET their goals to stay on course.

The big problem, though, is most entrepreneurs wait way too
long to reset their goals. Since today is July 1st (and the
official Second Half of the Year Day) let's take a look at
3 types of goals every entrepreneur must have in place to
succeed...and ones you may want to reset for the remainder
of this year (hint, hint, wink, wink):

1. Attitude Goal

Zig Ziglar says, "Your attitude will determine your
altitude."  Now, I don't think being blindly optimistic in
general will help you to succeed; however, optimism and a
positive attitude is a must.

In my opinion, an extremely important attitude goal to
reset this month is your CAN DO attitude. Not, it can be
done. But, I CAN do it.

Your belief and attitude toward YOU being able to do
something (whatever that something is) will help you
succeed. Right now, reset your attitude to I can do it!

2. Energy Goal

No matter how good you are, if you're not creating new
energy on a regular basis it's only a matter of time before
your body and mind give-out or burn-out.

Reset your energy goal right now and design a plan to
create new energy every day. Some ideas to put in your plan
are: exercise, meditation, sleep, healthy food, and sex.

All of these ideas will help you create new energy; keep
your mind and body sharp; and keep you sane!

3. Marketing Goal

For us entrepreneurs, marketing is the most important part
of our business. After all, without new, fresh blood
(clients, customers, patients) coming in the door on a
regular basis, we'll be out of business.  Fast.

That's why resetting your marketing goals are so crucial.
What have you done in the past 6 months that's worked? Do
more of it this next six months.  What have you done that
has not worked? Don't do it anymore.

Looking at your successes and tests (failures) will help
you determine which way to go for the next few months.
Reset your marketing goals now and watch the money flow
into your bank account.

So there you have it, three types of goals to RESET for the
remainder of this year. Of course, you can reset more than
just these goals...and more sub-goals within the types of
goals I laid out.

Whatever goals you decide to reset, make it happen now.
Don't know the secret and then do it too late!


----------------------------------------------------
Weston Lyon is the author of 10 books & a
passionate-professional speaker.
More of Weston Lyon's articles and strategies can be found
at http://www.westonlyon.com
For outstanding information and to receive Weston's 3 NEW
books...free! - go here now:
http://www.WestonLyon.com/topsecretgift


July 01

Affiliate Marketing Network Business: The Importance Of Targeted Traffic



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Affiliate Marketing Network Business: The Importance Of Targeted Traffic
In order to make sales in any Affiliate Marketing Business,
you need contact with real people who will take action on
your offer. It is often said that driving traffic to your
website is like luring potential customers into a brick-and
-mortar storefront. If no one shops in your store, you go
out of business. Similarly if no one visits your website,
there will be no sales and you go out of business. So what
is targeted traffic ?

A visitor to your website is considered targeted when he
can be identified as a member of your target market. The
ability to locate sources of market-specific traffic is
crucial in order to generate and direct targeted traffic
from your market to your website. In any affiliate
marketing system, targeted traffic plays just as large a
role in the conversion process as your offer and your sales
copy. It is as important to get your offer infront of the
right people as it is to make the right offer to them. This
is particularly important when you recognize that the
person who visits your website must be searching for the
solution you offer.

In Internet Marketing Business,the majority of your traffic
will consist of prospects-potential customers. You must
therefore identify the specific segment of your market that
will be most interested in your offer,then generate traffic
by advertising to that segment of the market. This requires
that one learns how to conduct market research. Your
prospects will normally target themselves for you via the
keywords they use for web searches. One must therefore
learn how to use keywords in order to attract
market-specific traffic to your advertisements and content.
Keyword selection always begins during the initial market
research phase. One should keep a running list of relevant
keywords and phrases as you research your market and begin
zeroing in on a niche. You will then be able to refer to
these later as well as use them as input in keyword search
tools to find even more targeted phrases.

In any affiliate Marketing system, there are two types of
traffic in terms of timing and effectiveness based on where
you are in your business launch. These are shortterm and
longterm traffic. Shortterm traffic is traffic that you can
generate very quickly,but which may only bring you visitors
for a short period of time. The traffic may be shortterm
either because it is limited to your list or length of time
your budget allows you to engage in an advertising
campaign. Longterm traffic methods, on the other hand,
require time to pass for your momentum to build. Once this
happens, you are assured of getting steady streams of new
and repeat traffic without investing extra time or money.

The above defines and outlines the importance of targeted
traffic. It also espouses the need for keyword research in
targeted traffic generation and recognizes the two types of
traffic: Shortterm and Longterm traffic. My next article
will outline the 3 B's of targeted traffic generation and
the specific tactics for boosting your traffic in Affiliate
Marketing business.


----------------------------------------------------
Charles Chege is a Webmaster and owner of
AffiliateChampions.com, which promotes top-notch affiliate
programs in niche markets to aspiring home business owners.
He enjoys sharing his knowledge and expertise about network
marketing business and effective marketing
strategies.Subscribe to our Affiliate Marketing Network
Newsletter for FREE today and obtain proven home business
tips and tricks at:
http://www.affiliatechampions.com


June 08

Scripting the Subconscious



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Scripting the Subconscious
Waxing elequently about love, peace, unity and honoring the
earth is not enough. Expounding on our love for God is not
enough. What is also needed is an authentic respect and
love for who we inwardly are.  We honor who we are when we
learn to deliberately script the subconscious part of the
mind.

We need to remember to care for our own needs. This is not
selfishness; it is a form of commonsense. As we honor our
journey, it behooves us to remember the subconscious part
of the mind is wisdom itself and knows the answers to our
questions.  It will help us be grounded as well as
balanced.  It is a neutral friend. It will not argue or
talk back to us.  If we feel we are old looking, do not
have the energy to look for work and that it is too late to
find love and life, it will be exactly as we programmed it.
 These are excuses we create that block our own good.  You
know all this but are you persistent enough to change the
habitual feeling and thinking patterns to receive and act
so you can remove yourself from ongoing dramas?  The
subconscious is independent, meaning it has a mind of its
own but you are the one who programs it.

The creative intelligence operates as instinct and the law
of growth.  Different forms of belief are found in all
religions and philosophies around the world. What do you
accept as true about yourself, life and purpose?  Whatever
you believe becomes your reality.  Your belief is a
tremendous power stored in the subconscious part of the
mind being distributed into every phase of your life as a
result of your thinking and feeling habits.  The belief of
your mind is the thought of your mind.  Even though this
information is not new and most people are aware of it, the
majority continues to undermine their lives by believing
and wishing for things that will eventually harm them.  All
the reflections and reactions experienced are children of
our thoughts. This in its self is hard to accept because if
the result is a negative, it is very uncomfortable being
responsible for what we create. Create we do...habitually.
Many illnesses are caused by negative thoughts, stress and
fear lodged in the subjective.  You can turn this around
through understanding, accepting, loving and acting on the
truth that the infinite power and intelligence within is a
healing power and it has the capacity to heal all
conditions.

Understand that all your vacillating back and forth with
doubt, indecision and fear neutralizes any help that could
easily be yours.  It is similar to standing in one spot and
marching vigorously.  You are stuck. It is necessary that
you relax your mind and body and quietly accept and affirm
that the subconscious does know the answer.  It will
respond if you don't jeopardize the process.  You must do
this with real conviction.  You are what you think all day.
 If you keep thinking you can't pay the bills, you won't be
able to.  There is a way out. You can choose to have
everything you desire and even be outrageously rich.  The
subconscious cannot take a joke. Whatever you think and
feel, it accepts as truth and will eventually bring all the
desires to pass if you stay with the programming.  Try
being the master of your subconscious and life.

Nothing appears on the body or in our life except when the
mental equivalent is first in the mind. Inundate the mind
with right thinking and we change the body.  It behooves us
to let go, relax and speak to the subconscious telling it
to take over in areas of concern.  All statements must be
said with a tone of authority and conviction. Only then
will it conform to a command and reverse a negative.  The
subconscious is always working whether we are awake or
asleep.  It expresses, reproduces and manifests nonstop.
In other words, belief is the cause that triggers effects.
What the subconscious has created can be reversed with
discipline and scientific imagination.

If there is an internal mental change, whether positive or
negative, it will manifest in the body. it is an automatic
response.  What I am suggesting is striving for
self-mastery.  The more of us who are consciously aware of
how we create cause and effect, the greater our collective
power will be if our inner mental patterns correspond with
our dreams for a better life for all people, creatures and
Earth. The strongest instinct, survival, is powerful.
Befriend the subconscious and observe what happens in all
areas of your life.  You can turn anything around through
understanding, acceptance, loving and acting on the truth
that the creative intelligence within has the capacity to
heal, restructure and transform and yes, heal all
conditions.


----------------------------------------------------
I write from personal experience and knowledge received in
meditation, the Blog on my website,
http://www.behealedforever.com and material from my latest
book: 'Be-Embracing the Mystery'.


June 07

3 Easy Ideas To Start A Home Business Online



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3 Easy Ideas To Start A Home Business Online
The online home business opportunities are simply endless
and better in number for online occupations as opposed to
those in the real world. People who used to have problems
finding stable employment are happier working at home and
worrying about nothing but their internet connection.

A great way to earn extra money, if not obtain a primary
source of income is getting involved in an online home
business. Many men and women of this generation prefer to
find jobs online rather than submitting resumes to physical
establishments with the huge marketplace provided by the
internet.

There are a lot of good online home business ideas that you
can use to start your own work. If you are new in the
online business industry, it is never too late to educate
yourself with some of the most popular opportunities
online. These businesses are not only perfect in letting
you earn fast cash, but could well be the start of a good
career.

Affiliate Marketing.

One of the booming industries online, affiliate marketing
is also the easiest way to start your online home business.
By partnering with an online merchant, you can host your
own site to provide them their much needed website traffic.
Every time you get a particular web surfer to view their
site, an agreed rate is automatically transferred into your
checking account. When you are able to create a lead, or
better a sale for your affiliate merchant the rate
improves. In order to qualify for this business you do not
need a marketing degree. The willingness to learn and the
perseverance to succeed is what you need. When it comes to
affiliate marketing, money is as easy as a click of a mouse.

Paid Surveys.

You get paid for helping an online account or company in
improving their products, similar in a way to affiliate
marketing. As the phrase implies, you will be answering
surveys related to products and niches that will help a
company determine the most viable steps to take for their
business. Each survey also corresponds to a pre-agreed rate
with the company or merchant. Every time you submit a
completed survey, money also goes into your account. You
have all the time in the world to do your leisure
activities in between surveys, which is also why a lot of
people experience the most fun when pursuing this type of
online home business.

Virtual Assistant.

Some companies would rather hire someone online to be their
secretary or personal assistant. As with all other
secretarial positions, a virtual assistant is tasked to
make schedules, answer telephone calls and do typing jobs.
The position is very intriguing and versatile, which makes
it a good online home business. You do not need to be
physically present in your boss' office to get your pay
check as it also goes straight into your checking account.
Virtual assistants can also be employed from different
parts of the world. There are also European companies who
hire virtual assistants, letting you earn more than the
average American.

These three online business ideas are easy ways to get
started online and earning from the comfort of your own
home.


----------------------------------------------------
Cynthia Minnaar invites you to visit her online home
business which will demonstrate a proven Internet business
that is working for people all around the world.  Click
here: http://www.cyns-home-biz.com


June 02

Network Marketing - What is a Scam?



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Network Marketing - What is a Scam?
I am involved in some network marketing businesses.
Through various marketing channels, I get lots of
questions.  Usually via e-mail, sometimes via phone.  You
want to know what one of the most common questions I hear
is?  I bet you have asked it yourself, because I know I
have.

"Is this a scam?"

Sure, it comes in different flavors.  Some of my favorites
include, "This is a total scam, dude!";  "I've seen scams
like this before!", and "No way, people fall for this
scam??"

I looked it up.  According to the fine folks at
www.m-w.com, the word scam is simply defined as such:  a
fraudulent or deceptive act or operation.  OK, that's
pretty loose.  I mean, how many "deceptive acts" do we deal
with on a daily basis?  TV commercials, reality shows,
political debates?  When you really think about it, it is
hard to be persuasive without some degree of deceit.  And
that's all advertising is; persuasion.  Unless you want to
live thinking the whole world is "a scam", I think you can
only focus on the "fraudulent" part of Mr. Webster's
definition.

Fraud is a whole other subject.  To me, fraud in network
marketing is indeed something to be wary of.  I'm sure
there are examples of businesses that started only to take
money from a few trusting individuals, then shut down and
take the money and run.  Still others only collect e-mail
address for the purpose of selling them.

What you will find is more prevalent, however, are smaller
transgressions, such as improper statistics.  For example,
most sites will show how "Jim made $5000 in 2 days".  Is
this fraudulent?  Probably not.

Here's how to protect yourself

If you've made the decision to persue a network marketing
business, either via internet or not, you MUST look at all
claims using your own sense of reason.  First off, assume
that all the advertising you hear and read is true.  Most
likely, every claim you read is verifiable in one way or
another.  Secondly, assume that the same WILL NOT happen to
you.

Read this carefully.  I am NOT saying you will not make
money.  I am NOT saying the advertising is deceitful or
fraudulent.  I AM saying what most people won't tell you.
It is highly, highly unlikely that your immediate results
will mirror those you hear about.  Of course there is a
chance, but if you assume that "you will be different", you
are going to be disappointed.

Do not forget that network marketing is first and foremost
a business.  It is not a magic potion to cure you of
suffocating debt and daily financial woes.  It takes time,
patience, courage, risk, capital, understanding, education,
and (once again for emphasis) time!

Make sure whatever business you start has at least these
two things.  One, viable marketable products that are in
demand. Two, a strong training and support network,
preferably of people whose success depends on your own.


----------------------------------------------------
Check out David's Marketing Businesses:
http://www.GAPSage.com
http://www.WealthyMarketerForSuccess.com
http://www.gibline.com/davwax
Article Marketing is the secret for generating huge traffic
to your site.
http://www.submityourarticle.com/affiliates/idevaffiliate.ph
p?id=522



May 29

Information Overload? Seven Productivity and Learning Tips



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Information Overload? Seven Productivity and Learning Tips
Hundreds of thousands of new books, analyst reports,
scientific papers published every year. Millions of
websites at our googletips. The flow of data, information
and knowledge is growing exponentially, stretching the
capacity of our not-so-evolved brains. We can complain all
day that we cannot process ALL this flow. Now, let me ask,
should we even try?

Probably not. Why engage in a losing proposition. Instead,
let me offer a few strategies that can help manage this
flow of information better. From "process" to "manage".

1. Prioritize: strategic consulting firms such as McKinsey
and BCG train their staff in the so-called 80/20 rule: 80%
of effects are caused by the top 20% of causes. In a
company, 80% sales may come from 20% of the accounts.
Implication: focus on that top 20%; don't spend too much
time on the 80% that only account for 20%.

2. Leverage a scientific mindset. Scientists shift through
tons of data in efficient, goal-oriented ways. How do they
do it? By first stating a hypothesis and then looking for
data. For example, an untrained person could spend weeks
"boiling the ocean", trying to read as much as possible, in
a very fragmentary way, about how physical exercise affects
our brain. A trained scientist would first define clear
hypotheses and preliminary assumptions, such as "Physical
exercise can enhance the brain's ability to generate new
neurons" or "Those new neurons appear in the hippocampus",
and then look specifically for data that corroborates or
refutes those sentences, enabling him or her to refine the
hypotheses further, based on accumulated knowledge, in a
virtuous learning cycle.

3. Link the new information to previous one. One cannot
process, or remember, millions of fragmented, random facts.
Preparing concept maps, either in paper or using software
tools, is a great method to build expert knowledge and
pattern-recognition over time, the opposite of being lost
in a sea of random tidbits.

4. Set Clear Goals to achieve this week/ month/ quarter.
Maybe 3-5. Write them down, and review periodically. Why is
this useful? Because by stating those clear goals you are
building you own lens through which to filter information,
and focus on the information you really care about. You set
up your own agenda, and not be at the mercy of someone
else's brain. You don't need to know, you really don't need
to know (unless you work in Entertainment Weekly), what is
going on with celebrity XYZ this week.

5. Review those goals at the end of the week/ month/
quarter. Did you achieve them? What could you have done
differently?. The goal here is to ensure a learning loop.
You can "evolve your brain" in your lifetime by making sure
you learn a bit every day, every week, and accumulate
knowledge and abilities over time.

6. Stress and anxiety are enemies of good information
processing. They can narrow your focus of attention too
much and make you miss the big picture. Why is this so?
Well, imagine you are a gazelle about to be attacked by a
tiger. You only care about running as fast as possible to
escape. It is not the time for complex thinking, for
learning new skills. In fact, most of the blood flow that
usually goes to the brain gets diverted and gets sent to
your main body muscles, to run faster. The same happens
with humans, when we see a real or imaginary "tigers": one
can not think clearly.

7. Another enemy: excessive TV watching. Watching TV five
hours a day has an effect on your brain: it trains one's
brain to become a visual, usually unreflective, passive
recipient of information. You may have heard the expression
"Cells that fire together wire together". Our brains are
composed of billions of neurons, each of which can have
thousand of connections to other neurons. Any thing we do
in life is going to activate a specific networks of
neurons. Visualize a million neurons firing at the same
time when you watch a TV program. Now, the more TV you
watch, the more those neurons will fire together, and
therefore the more they will wire together (meaning that
the connections between them become, physically, stronger),
which then creates automatic-like reactions. A heavy
TV-watcher is making himself or herself more passive,
unreflective, person. Exactly the opposite of what one
needs to apply the other tips described here.

I hope this is helpful and equips you well for the
challenge.


----------------------------------------------------
Alvaro Fernandez is the CEO and Co-Founder of
SharpBrains.com, which provides the latest science-based
information for Brain Health and Brain Exercises, and has
been recognized by Scientific American Mind, MarketWatch,
CBS, Forbes, and more. Alvaro holds MA in Education and MBA
from Stanford University, and teaches The Science of Brain
Health at UC-Berkeley Lifelong Learning Institute. You can
learn more at http://www.sharpbrains.com/


Is Niche Marketing Limited In What It Does?



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Is Niche Marketing Limited In What It Does?
A lack of understanding the importance of niche marketing
is the most common mistake of new small and web business
owners. This may be due to the fact that many do not know
what a niche is.

A niche is essentially a subgroup; in terms of marketing it
is a consumer segment in which to target. In other words,
niche marketing is target marketing.

However, even those who completely understand niche
marketing do not always stick to it. One of the reasons may
be how limiting most people think it is.

When you pick a subgroup to build your business around you
cut out other groups. It's inevitable. Choosing to serve
upper class middle age females means you are cutting out
young blue collar men.

The problem with this is people have not been made to
understand how beneficial this is to one's business.
Because as much as specialization is recommended, it has
become synonymous with limiting one's skills, interests,
and income cap.

Limiting one's income is the major issue. Business owners
automatically assume they can not make huge profits unless
they serve the general public. Therefore they spend
countless amounts of resources looking for that niche that
will cater to just about everyone.

The problem may have started when people got the wrong of
impression of niche marketing. They chose niches that were
too small to generate great sales. Or they chose niches
that were based on fads and passing trends. They
overcomplicated niche marketing for themselves and others.

Too much time was spent on finding the perfect niche rather
than finding the perfect way to target that niche. This is
what niche marketing should focus on, how to get the
attention of your market. And to do this effectively you
need to do the one thing that niche marketing does so well
is cut out other groups.

Services are not niches, neither are products. Because the
fact is most of us use the same services and products. But
we all use them differently; have different expectation of
them, and different needs that drive us to use them. And
this is why niche marketing is so effective and important.

Apples for example, are a general product many of us use.
But someone on a diet will view apples differently than
someone who is a gourmet chef.

Therefore, creating a niche marketing campaign for the
dieter will vary dramatically than for the gourmet chef. As
a marketer I would use different keywords, highlight
different benefits, offer the apples at a different price
point, and choose the layout of the campaign according to
the niche.

I'm selling the same product but they way I sell it
changes. Because it is easier to sell something when you
know the target, one would focus on one niche category to
study, understand, and create campaigns for.

It is too much stress and pressure to incorporate
eliminates that cater to everyone into one campaign or
website. To make marketing easier, we eliminate certain
subgroups that we feel won't benefit from the product or
service, are not ready for it or can't afford it.

High end retailers are one of the best examples of niche
marketing. They create their campaigns to suit the need and
pique the interest of a certain income class.

They don not try to target anyone below that price point.
They know it would be a waste of marketing dollars. Even
though they are cutting out a significant portion of the
public they continue to increase profits, because they
cater well to those who can afford their merchandise.

Take a look at your niche marketing business as a whole as
see who your target is. Don not be afraid to cut out
certain groups. This is what niche marketing is about and
this is why those who do it well build successful
businesses.


----------------------------------------------------
Lyn Troyer and his Niche Power Group teach beginners how to
make money online with affiliate marketing. Please visit
their online business mentoring website here to learn how
you can go from making nothing to a full time internet
income in 12 months or less. http://nichepowergroup.com


Part-Time Online Business Tips



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Part-Time Online Business Tips
There are many things that you must do in order to really
make an internet business work.  So if you only have just a
few hours a day to do so, you should optimize your time as
best as you can.  Here are a few ideas that should help.

First you have to realize that since your time is very
limited, you have got to spend it wisely in order to
generate enough traffic to make any money.  You should
focus the majority of your efforts on internet marketing
methods that work best for you.

You must consistently pick up back links every day no
matter what.  So if you are a great writer, you may want to
spend your time on article marketing, blogging, or
contributing in forums.  The more back links you have, the
higher you will rank in the search engines, and the more
traffic you will get FREE from the search engines.

Make sure to focus and keep yourself away from
distractions.  Distractions can come on the internet and
off the internet.  Get away from the house or find a room
away from friends and family.  This means to turn your cell
phone off too!  Do not waste valuable time chatting on Face
Book, MySpace, or emailing friends.

Hold yourself accountable for the actions you take and
learn to manage yourself and be more self efficient and
self disciplined.  It might be smart for you to outsource a
lot of your work to save time.

Find out exactly what it will take from you in order to
succeed with your online business and then create a plan
where you can take steps to make it succeed.  Ask yourself
where you want to be in a year, 6 months, a month, and at
the end of the week.  In order to give yourself and online
business a chance to succeed you need to draw up an exact
blueprint that you can follow daily.

Once you have your business up and rolling you'll also want
to monitor it on a monthly basis so that you know your
efforts and time aren't going to waste.  If you are making
profit, great!  Take some of that money and spend it on
yourself first.  The left over profits should be invested
back into your online business so you can make more money
and set yourself up for success in the future.

Use this advice to make more money online with the limited
amount of time you have.  You can make a full-time income
only working part-time granted you put in the right amount
of work and time.


----------------------------------------------------
For more online business tips and advice, visit Matt's
website at http://www.LiveLifeToTheFullest.biz


May 26

A Brief Review Of TweetDeck For Internet Marketers



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A Brief Review Of TweetDeck For Internet Marketers
One of the reasons why Twitter has proved so popular among
the Internet marketing crowd is because of the speed and
comparative ease with which large networks of contacts can
be built up. However, the larger your network grows the
more unwieldy it is to handle the volume of tweets that are
coming and going.

If you are aiming to use Twitter to build an effective
network you're going to have to devote a lot of your time
cultivating friendships. Fortunately for you however,
several applications have been brought out to help you
manage Twitter more efficiently. Recently, a new resource
called TweetDeck came onto the scene and it has received
quite a lot of positive comment.

Here's a brief review of Tweetdeck.

Tweetdeck provides Twitter subscribers with the tools they
need to maintain a more effective presence on Twitter
without having to devote the whole day to reading and
responding to tweets.

The advantage that Twitdeck has over its rivals is that it
allows you to  sort your network of tweeters into ten
different rows and view the whole lot of them on the screen
at the same time. This means you can specify and label
different groups of followers.

When you download and run Tweetdeck for the first time, you
will find that the default setting gives you three columns
to work with, one for messages on your twitter homepage,
one for your replies to those messages, and one to track
direct messages.

At the top of the Tweetdeck page you will find several
icons . Each one creates a particular type of column when
you click on it. If you click the button for groups, a new
group column will be created and you can choose the people
you wish to include in that group by clicking on them. Each
group can be named and in this way you will be able to
handle several conversations or several groups of
conversations with relative ease.

Tweet deck also allows you to set up keyword searches. When
the keyword cropped up in a message to the message will be
delivered to the appropriate keyword search column even if
you are not following the person who sent message.   Now
you can add anybody who sends posts of particular interest
to you to one of your categories.

Give Tweetdeck a try and you'll swiftly come to appreciate
how it can be used to locate and communicate with people in
your niche market simply by being able to have the messages
sorted by the system as they come in.

The biggest drawback to Tweetdeck is the amount of space it
takes up on your computer screen. It is easy to minimise
and monitor via a small pop-up in the top rcorner of your
screen.

Tweetdeck provides active Internet marketers a convenient
way of handling numerous twitter messages in a single
sitting,which means that marketers can spend more time
focusing on the development of their business, services,
SEO and website development, without which there would be
no point in building a large social network in the first
place.

To find out more about Tweetdeck and how to download it, go
to http://www.tweetdeck.com/beta/


----------------------------------------------------
For more information about how to start a home business and
get a Recession Proof Business with Internet Work from Home
Ideas and Opportunities available at
http://www.malcolmleyshon.com where you will find a wide
range of tried and tested ideas including a daily
newsletter and a free 325 page e-book.


The Best Five Features In A Top Business Oppportunity Today



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The Best  Five Features In A Top Business Oppportunity Today
Every top business opportunity today offers specific
features that make it worth being involved with. If you are
looking for ways to make money here are five things to
focus on when choosing the top business opportunity for you.

1. Opportunities are not very hard to start online. This
can be both a plus and a minus.

Because it is easy to get started in many opportunities
people do not take it seriously. The positive side to this
however  is anyone can join a business opportunity on the
Internet and turn it into a successful business operation.

2. Products are available to sell online in virtually any
niche. This allows you to get involved in business
opportunities that appeal to you.

Niche marketing allows you to focus on things that you have
a passion for or are an expert in and make money selling
them in your own business.

3. Marketing materials are ready for you to start
promoting. Most people do not know how to create a banner,
write a text ad, create a video, and so on.

Many of the top business opportunities today have these
available for you already and teach you how to promote them
online so you can make more money.

4. Compensation plans make it easy to make a lot of money
on the Internet today. It certainly is possible for you to
generate a few hundred dollars a month or even make enough
money to quit your job. There are many examples of people
earning six and seven figure incomes online as well!

5. Internet marketing skills are required, but offer easy
automation. You will need to learn how to promote a
business opportunity online. Some development of skills and
a certain mindset are required.

However once you master the basics you can automate many of
your daily functions which frees up your time to work on
making more money or do things you enjoy. For example email
marketing is one of the best ways to promote a business
opportunity.

Once you have your email campaign set up however you do not
have to spend much time managing it. This is just one form
of Internet marketing that top business opportunity owners
use to make money online.

In conclusion these are five features that top business
opportunities offer you today. By paying attention to these
five things you stand an excellent chance of creating a
successful Internet business of your own if you work hard
at it.


----------------------------------------------------
Eddie W Gillespie is a webmaster, author and full time
Internet marketer, who's goal is to help other Internet
entrepreneurs operate an existing home business or find one
by researching what is available. You can find more
information on this subject by visiting this website today!
http://www.TokiesNetEnterprises.com


May 13

How To Submit Articles For Massive Traffic: A Beginner's Guide



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How To Submit Articles For Massive Traffic: A Beginner's Guide
As you're getting started submitting articles, you may feel
a little overwhelmed at everything there is to learn.
Learning a new skill is not easy in the beginning--when
we're first starting anything new, we tend to feel a bit
awkward!

This is a completely natural feeling, one that every one of
us goes through. I'd like to save you some anxiety though,
and help you focus on just the key ideas you need to get
started.

You don't need to undertake every article marketing
strategy all at once--you've got to walk before you can
run. Focus on the basics first, and then as you get used to
submitting articles you can advance at a pace that feels
comfortable to you.

If you'll just follow these 3 simple guidelines, you'll
create results that astound you:

1) Write educational articles on the topic of your website.

An educational article is free of any sales tactics or
promotional, hyped up language. Your objective in the
article body is to teach your readers, rather than get them
to buy your products or visit your website.

Yes, you started submitting articles with the intention of
increasing sales and traffic to your website, but the
article body should not be used to accomplish that goal.

That's what your resource box is for (more on this later).

So, when you are thinking of article topics, ask yourself--
"What kinds of things can I teach my readers?"

I think the easiest types of articles to write are of the
'how to' variety, so it helps to focus your writing efforts
around teaching your readers how to do something specific
associated with your niche.

By the way, 'how to' articles are extremely popular with
readers, so you may wish to make them the bread and butter
of your article marketing campaign. 'How to' articles
aren't the only types of articles--they're just the easiest
to write and the most popular, so why not start by writing
a 'how to'?

Remember, all of your articles should be on the same
general topic as the website you're trying to drive traffic
to.

For example, if your website is about ballroom dancing,
then you would submit articles about topics having to do
with ballroom dancing.

2) Carefully construct your resource box.

The resource box is the author bio that sits below your
article. Each time your article is republished, your
resource box is also republished. It is through the
resource box that you will build backlinks to your site,
but the resource box is about more than just your website
link.

Take your time constructing your resource box and be sure
you've got these elements:

*Your name

*A little bio info

*A reason for the reader to click the link to your website

*Your website URL

You usually have a limited amount of space in your resource
box, so it's a good idea to use all your effort convincing
the reader to go to one particular website rather than
several.

3) Submit articles consistently.

You may be surprised that the #1 reason why people fail at
article marketing has nothing to do with anything
complicated or technical.

Most people who aren't satisfied with their results have
simply not submitted enough articles.

When you launch an article submission campaign, it will be
a long term endeavor and you probably won't start seeing
major results for several months (probably 4-5 months).

The reason for this is two fold--

*Search engines re-evaluate rankings based on incoming
links only every few months, so even though you're building
backlinks, you won't see the benefits until months after
your articles are submitted.

*Article marketing gets its power from:

a) the accumulation of an arsenal of articles circulating
the internet,

b) those articles continuing to build links and generate
views over time, and

c) a continuous and sustained link building campaign.

So, it's unlikely that submitting a handful of articles
will create any great or lasting difference in your website
traffic, BUT submitting a handful of articles every month
for a year (or hopefully the lifetime of your website) WILL
seriously impact your website rankings and traffic.

It's a bit like rolling a huge boulder from the top of a
hill--at the beginning the thing may be hard to push and
you may not think you're making much headway, but as you
get over the initial hump and get the thing moving, you
start accelerating faster and faster even though the effort
you're exerting is decreasing.

Using article submissions to drive traffic to your website
is all about building MOMENTUM--submit articles
consistently and you will be amazed at how your site takes
off.


----------------------------------------------------
Using an article submitter like SubmitYOURArticle.com is
the best way to get your articles to a massive network of
publishers and drive traffic to your website. Steve Shaw
created the web's first ever 100% automated article
submitter, SubmitYOURArticle.com, which submits your
articles to hundreds of targeted publishers with the click
of a button. For more information go to=>
http://www.SubmitYOURArticle.com


May 06

How Do You Start Your Own Online Business When You Have No Idea What To Do?



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How Do You Start Your Own Online Business When You Have No Idea What To Do?
Are you looking for a way that you can start an online
business, but you are at a loss as to how to start? Before
you choose the internet business that you want to use to
make money from the comfort of your own home, there are
many different things that you need to do.

That is why the first step you need to take is to research.
Find as many online opportunities as you can and set aside
the ones that you are the most interested in. Go through
all of the business opportunities as you can before you
move on to the next step. Going through as many as you can
will give you an idea of the ways available to make money
and it will also help you narrow down what you use to start
your own internet business.

The next step, once you have a good list of opportunities
that you are interested in, is to go through each one
thoroughly. This is important because it will help you weed
out the scams from the legitimate opportunities. It will
also help you find the ones that interest you the most. You
want to research more to make sure you are working with a
legitimate company because there are a lot of scams online
these days.

So, before you start any online business, you need to make
sure that you thoroughly check out the company you will be
working with to promote their opportunity. Research in
forums to find out what people are saying about that
opportunity; check with the BBB to make sure there are no
complaints against them and so on. This will prevent you
from getting ripped off online.

You want to narrow down your choices to five and then take
the time to go through each one again. This will help you
finally decide which internet business you are going to
start. Finding the right online business to start is just
one step in the process. The next step is to learn all you
can about the business you started, and then do everything
you can to get it in front of as many eyeballs as you can.

In other words, you have to advertise and then advertise
some more. This is the key to finally making money online
from the comfort of your own home. Don't let anything stop
you from having your own internet business because this is
one of the best ways to finally start living life the way
you want to, instead of the way someone else wants you to.


----------------------------------------------------
Jean Klett is a business coach and mentor that assists
serious entrepreneurs in building a profitable online
business with multiple incomes streams. For more
information and to contact Jean, visit:
http://www.7figurelifeplan.com


Free Twitter Applications Improve Functionality For Twitter Users



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Free Twitter Applications Improve Functionality For Twitter Users
In response to the phenomenal growth of Twitter, software
developers have come out with numerous free applications
designed to deliver greater functionality for twitter
users. Here's a list of some of the best applications.

1. Tweetdeck.com: This is the biggest program of the lot.
To run it you first need to download it to your hard-drive.
Once it is set up you can use it to organize your Twitter
followers into different groups so that you can deal with
all the tweets that have come in, prioritize your responses
and so on. This app is for serious tweeters.

2. Twellow.com: The Twitter yellow pages. If you want to be
found by Twitter users, post your Twitter details here.

3. TweetBeep.com: Track your keywords on Twitter.
Tweetbeep will update every day or every hour when your
keywords have been used by someone on Twitter.

4. TweetLater.com: This tool lets you write your messages
and plan them to go out at specific times. As with Tweet
beep, you can set up keyword tracking.

Tweetlater also permits you to automatically respond when
someone follows you. You can also set up a welcome message
and Tweetlater will automatically post it out to each of
your new followers.

5. SocialToo.com: This service tells you who has recently
started following you and who is no longer following you.
You can pre-write an automatic welcome message for your new
followers.

Socialtoo also allows you to run online questionnaires, and
publish them on various social networks as well as Twitter
and Facebook.

6. TwitterCounter.com: Check the number of people are
following you, or anybody else. You can plug in two
different Twitter users and compare their stats.
Twittercounter also predicts how many followers you will
have in the future. You can then post the result in a
widget on your blog.

7. Friendorfollow.com: Find out which of the people you are
following  is NOT reciprocating.

8. Tweetergetter.com/hirohurl Here is neat resource, by
Gary McCaffery, that is designed to build your following on
autopilot.

9. Twittergrader.com: This tool gives you feedback about
the health of your network, how often you post messages on
Twitter and how complete your profile is. It also gives you
an overall score which you can then Tweet out on Twitter!

10. Twitthis.com: This is a great way to tweet about links
to anything that takes your fancy on the net. Post a button
to your website to encourage people to tweet your articles.

11. Tweetstats.com: this attractive tool shows you uses bar
graphs to display your performance on Twitter. Find out
when you use Twitter the most. If you wish, you can share
it with everybody else by tweeting about it!

12. Twollo.com: Set your keywords and this neat little tool
will seek out people who posted the same keywords so that
you can follow people with similar interests to yourself!

13. Is.gd: This service will shorten any URL and so free up
some characters for your main message if you wish to link
out to a website or blog post.


----------------------------------------------------
For more information about how to start a home business and
get a Recession Proof Business with Internet Work from Home
Ideas and Opportunities available at
http://www.malcolmleyshon.com where you will find a wide
range of tried and tested ideas including a daily
newsletter and a free 325 page e-book.


Why It May Be Wise to Start an Online Business



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Why It May Be Wise to Start an Online Business
Running an online business can be very rewarding if and
when you start to make money.  Most people though don't
have the time or energy to make it work and have to work a
day job for the guaranteed pay.

Health care benefits and 401K plans offered by many
companies are a big reason why head of households choose to
work a day job.  The day job offers them a sense of
security knowing that not only will the pay be constant but
that their family is covered as well.

One of the bad sides of working a normal day job though is
that you are only a very small asset to a much broader
perspective working under the guidance and supervision of
someone who is your superior.  Not being in control of your
own future or destiny is hard for some people.  Even being
told what to do, how to do it, and when it needs to be done
is also a big negative for many.

Those people who just aren't cut out for a normal 9 - 5 job
may want to look into starting an internet business.  An
internet business offers a great challenge for individuals
looking to make enough income so they don't have to work at
a day job.

Those that are good self managers, highly motivated, and
are dedicated to succeeding at all costs are the ones who
have the best shot at making an online business work.

It may not be wise to quit your day job before you start to
see any internet income though.  Making real money online
will take awhile to accomplish and you just have to be
patient with the results.  Once you start seeing results
for your work, you can ride that momentum and increase your
income at that point.

A productive online business can provide a life without
having to worry about quotas, deadlines, and without a
boss.  Living a life where you can work when and where you
want is also a great benefit.  There is also no ceiling as
to how much you can earn with an online business.

One of the best advantages of using the internet to make
money is residual income.  Promoting or running your own
membership sites can bring in recurring income to you every
month even when you are not working at your business.  If
you promote more than one membership site, you can have
residual income coming in from several other sources as
well.

The opportunity to earn money online and run your own
internet business is a great one.  If you think you have
what it takes to make it succeed, then I highly suggest
giving it a shot.  It's very rewarding and exciting to see
success from your own hard work once that income starts
rolling in.


----------------------------------------------------
If you are interested in starting an online business, get
free information and instruction at Matt Helphrey's website
at http://www.livelifetothefullest.biz


Basics for Starting a Legitimate Online Business



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Basics for Starting a Legitimate Online Business
You must start by separating the facts from the hype, if
you want to start a legitimate online business.  If it
seems too good to be true, commonsense will tell you that
it is.  Despite this many people still "fall" for these
claims. The reason is that these claims tug on our
emotions, dreams, hopes and desires.  They take advantage
of lack of complete understanding; the fact that many
people are just a bit in the dark as to how things "work"
with an online business.  Additionally, there is a pile of
testimonials that support the claims of making a ton of
money overnight.  This additional element is what pushes
people to suspend commonsense.  People figure, "What do I
have to lose? It is not that much money....and what if it
really works?"  The trouble is that this sort of thinking
can lead to a string of purchases that really do not amount
to much online progress but instead really start to add up
dollar wise.  People who go to weekend guru seminars really
need to guard their wallets, because the hype is on maximum
drive at these events.  No doubt that the seminar attendee
will pick up some valuable information.  It is a well known
sales tactic that giving away free information earns buyer
trust and that it will encourage people to want more.  This
formula really works

This formula should be used by everyone with a product or
service to sell; whether the business is online or offline.
 It is just that the emotions and the expectations are so
out of whack with so many online plans that they seem to
border on being schemes.  Anyone who wants to establish a
legitimate online business needs to guard against
unrealistic expectations and develop a plan and timeframe
for getting things done.  Those who do this will remove
themselves from the ranks of opportunity seekers and place
themselves on the path of establishing a real online
presence.

So, the first important step to developing a legitimate
online business is to realize that it will take time and
planning to establish an enduring online presence.  A
systematic approach that has proven methods will help your
business be found online.  There needs to be a commitment
to sticking to a plan and discipline to follow these
methods in a consistent fashion.

The second step is to understand what your particular
strengths and interests are.  This can help you identify an
online business model that will be right for you.  You must
consider the way you expect to monetize your site.  Will
you sell goods or services, generate leads, have a
membership site/subscription program or have a content site
that sells advertising space?  These models all generate
money.  Sometimes it is possible to overlap these models,
but with a startup business in particular it is best to
focus on just one.

Step three is to research your target market.  You must
know if there is a demand /interest for what you want to
do.  Are people buying in your selected market?  If your
target market is just information seekers consider that it
may not be feasible to sell advertising (since your
visitors would be already getting what they want from your
content).  There are plenty of free resources that can give
you ideas as to what people want.  You can type in a
keyword at Google trends to see what the interest in your
topic is.  The highest rated articles in any given category
on Digg will give you ideas too.

Step four is to do thorough keyword research.  This means
that you find out the number of searches, the amount of
competition for those keywords/keyword phrases and also if
these are buying terms.  If any one of these three
requirements is not met, your online business will have a
difficult time getting launched.  You can invest in all
kinds of software to do your keyword research or you can
make the decision to have experts do it for you.  This is
one place that you really do not want to mess up.

Step five is to select a domain name that has your keywords
in it.  This really is beneficial, so do the best you can.

Step six is to be smart about your website's development.
This means that you understand that your site really has
two types of visitors; human and robots.  It has to be user
friendly to both of them.  If the search engine bots cannot
navigate your site; much of what you have done will be
ignored.  Your site must be code friendly and search engine
optimized (SEO).   Very often people think that it is
enough to just place a list of keywords in the meta tags.
Stuffing keywords in your meta tags is as big of a mistake
as is stuffing keywords on your page. Good SEO is so much
more than meta tags and meta descriptions.  Great SEO is a
full time job.  When your keyword research is done right
and you work consistently on SEO, your site will build an
online presence.  When this happens you will be found by
search engines and human visitors.

When you build your website, you also need to build it for
your human visitors.  It needs to have a professional look
(no spelling or grammatical errors and a polished look
regardless of the style you choose) but it does not have to
be fancy.  It needs to deliver what your visitors expect
for the search terms they used to find you.  Your site
needs to easy for people to navigate to find what they
want.  This will help you convert visitors to customers.

When this is done, you will need a way to measure and track
your website's visitors.  This will give you the
information you need to constantly make improvements and
get the results that you want.  Google analytics is free
and is a great place to start.

These are the basic steps for creating a legitimate online
business.  It involves a lot of commitment in time, energy
and money.  Those who do it all themselves will be
investing a lot of time in learning the details of what
needs to be done.  They will also need to spend a lot of
time in order to get the SEO portion done right.  People
who do not have the time or interest in learning about all
of this can just hire experts who will get it all done
right in a timely fashion.  It's nice to know that
affordable expertise is available (and cheaper than a lot
of weekend seminars).


----------------------------------------------------
Lori Olson is passionate about helping small businesses
develop strong online presences.  Her team of 250
professionals  analyze & implement SEO, SEM, PPC Campaign
Mgmt, Social Media,Copy Writing & Web Development
strategies which are customized to fit any needs, wants &
budget.  Update Small Business also provides leading edge
employee & sales assessment & training; & CRM
solutions.http://updatesmallbusiness.com or call
877.265.6568.


Get a Flood of Traffic To Your Website By Writing A Powerful Article Title



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Get a Flood of Traffic To Your Website By Writing A Powerful Article Title
If you want an effective method of getting targeted traffic
to your website, then writing articles and publishing them
is the way to do it.  This method is also very cost
effective way to driving traffic to your web site.  Article
marketing is a great way of letting people know more about
you as well as a powerful branding method as well.
However, publishing your articles to all corners of the
Internet isn't enough; you have to write an article
enticing enough to get people to actually read your article
and go to your web site.

The main purpose of the title is to draw people into
reading your article.  What draws people into reading your
article are titles that are catchy, stand out, and indicate
what the reader will get out of reading the article.  Take
this article for instance.  The title tells you exactly
what you will get by reading this article.  If that is of
interest to anyone (and if you are reading this sentence,
it is of interest to you as well), then they will read this
article.   A powerful and catchy title will, right off the
bat, answer some very specific questions for the reader.
These answers will create a headline that "hooks" the
reader into reading your article.

The first question you must answer in your title is "What
is the main benefit the person will receive when they read
your article?"  This alone is worth reading the article.  I
have seen many article titles that really detract from the
power of the article because the title did not draw me in.
For example, let us take an article that talks about some
of the things that real estate investors overlook when they
are considering investing in a property.  Consider 2
different titles to the article.  One could say:

"Real estate investors overlook some things when investing
in property" or "The 5 things that real estate investors
overlook in property investment that can cost them
thousands of dollars per deal"

Both titles can be on top of the same article but which one
draws you in more?  If you are interested in not losing
thousands of dollars when you are investing in property,
then you will be more likely to read the article with the
2nd title.  The 2nd title includes a powerful benefit the
reader will receive by reading the article... how to save
thousands of dollars.  The first title tells you what the
article is about, but it doesn't tell you what you will
walk away with other than knowing some things that you need
to remember.  Some practice may be required and writing
powerful titles that draw the reader in and are also within
a specific number of characters because some article
directory sites limit the number of characters of your
article title.

When writing an article, it is important to create a title
that "draws" the reader into reading your article.  It is
very important that your article actually be about what is
in the title or you will quickly lose credibility with your
reader.  The whole goal is to get them to click on your
links at the end of your article.  This is just one tip
that will increase the number of visitors to your website,
and there are three other tips that will help you create
powerful article titles as well.


----------------------------------------------------
If you want to know the other tips that will help you
create an article that drives  traffic to your web site, go
to http://drivetraffictomywebsite.com and get a membership
that will teach you how to create articles that get traffic
to your web site.


Q & A On Writing Articles



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Q & A On Writing Articles
Copyright (c) 2009 Charles Goldie

Q  Does Writing Articles On The Things That I Know About
Help Me In My Advertising Efforts.?

A  Of course, writing articles drives traffic to your site
and helps you with establishing trust with your readers.
You can get a good customer base this way.

I could also make you to look like you are an expert in a
certain field.  You could know  how  to build a website a
certain way which can teach people how to do the same and
they will sign up for your course at a monthly price.

You will be able to build trust with people who come to
your site and brand your product at the same time, if it's
a good product.

Q  What If I Don't Have A Product To Sell Or Don't Know
The First Thing About Starting to Build A Website?

A  Even if you don't have the knowledge yet of how  to
market online you can still write articles and have an
affiliate site that you can send people to and get them
signed up under you.

Then later on when you get your own site you will have a
good list of people to let them know about your new site
and promote your new products that way.

But still writing articles in the meantime will still get
you a customer base in your affiliate program, which you
can let  them know about your other products on your own
website later.

Q  How  Can I Submit My Articles To Get Them Noticed By
Other People Like Publishers.?

A  You can do a search on Google and find article
directories that has a category the same as what your
writing about or your niche.

When your on the article directory site make sure you read
their terms and conditions for submitting your articles and
check the page rank of that particular site.

The better the page rank the more visitors that goes to
that site and that is good news for you because your
articles are going to be on that site.

Q  How Will People Know That I have A Business Or Affiliate
Program When I Am Writing Articles.?

A  When you finish your article you will be allowed to put
your web address at the bottom of the article this is
called a Resource Box which is a place where you tell
people a little about yourself and your business.

Q  I Have A Website Can I put My Articles On There?

A  Of course you can in fact it would do your website the
world of good and it would get it up there in the Search
Engine rankings in time.

Search Engines love fresh content and if you keep putting
fresh content on there all the time your website will go up
in the rankings sooner than later.


----------------------------------------------------
Copyright: Charles Goldie  2009
Charlie is currently living in Vallejo, CA, and he is
attending college studying for his associates degree. In
his spare time he writes articles. Charles also maintains a
blog on a regular basis.
http://www.chasgoldie.com/wp


April 19

Creative People Make Great Business Owners



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Have you always wanted to work from the privacy and comfort
of your home? Do you see others owning their dream business
and wonder how you can become a successful business owner
too? Do you already own a business, but find it's not
generating the volume of business that you had hoped?

If you are looking for a way to make your creativity work
for you by starting or reviving your own home business,
here are a few ideas to get you started.

When starting a business, utilize your creative strengths
in determining what kind of work you enjoy and what you are
good at doing. Don't limit your understanding of the
concept of creativity. You don't have to be a master poet
or artist in order to be creative. Creative people come in
all stripes, and all of us have the ability to tap into our
creativity and come up with ideas for a fulfilling and
successful creative home business.

Are you a pet lover and do you have experience in working
with animals? You might consider starting a pet daycare or
grooming business. Are you an excellent organizer? Can you
take a cluttered room and whip it into shape by quickly
getting rid of unnecessary items and neatly categorizing
the rest? Perhaps a home based professional organizer
business is right for you.

The ideas are endless. The point is that you can take a
seemingly small thing that you enjoy or excel at and turn
it into a profitable business.

You've opened the doors to your creative home business in
teaching art classes, wedding planning, event coordination,
or some other niche. Now what do you do? It is not as
simple as opening your doors and waiting for clients to
find you. You will need to create a targeted campaign to
reach your client base.

The Internet is an incredible resource and offers many
opportunities for free advertising. One great way is to
post your services on message boards and forums related to
your service. If your service is locally based, look for a
local message board. Be sure to follow any message board
rules of etiquette, and don't "spam" the board.

Links to a business website or contact information in your
signature line are great tools. Also, don't go to message
boards or online communities with "hit and run"
advertising. Spend a little time getting to know the
regulars on the board. That way, you develop trusting
relationships and are more likely to get clients. Social
networking sites are also an invaluable tool.

A well-designed, search engine optimized website is also an
excellent idea. You can utilize the services of
professional article writers to help you create
informative, quality content for your site. If you provide
lots of resources and information on your site, you
establish yourself as a professional in your field. People
will want to get to know you and your services. A website
is a great way to accomplish this.

Consider teaming up with other local businesses to offer
your services. Let's say you run a pet grooming business -
try visiting local veterinarian's offices with a
promotional brochure detailing your services. Ask if you
can leave the materials for the clinic's veterinary
clients.

You might even offer a small referral bonus to the clinic
for clients who contract your services through their
office. You can use this concept in a wide variety of
business niches. The key is to go to businesses that are
not in direct competition with you, but have a similar
customer base.

These are just a few ideas to get you started. The main
thing is to think analytically about where you will find
your customer base. What kind of business do they typically
use? In what kind of social venues would you find them?
Where is your advertising most likely to be seen by your
target customer?

A targeted marketing campaign is more effective than
casting your net broad and wide, not to mention doing so
will save you time and money. Think outside the box, and
focus on building relationships with potential customers
and businesses related to your client base.

Chris Simpson is dedicated to helping people find honest
and legitimate work at home opportunities and home based
business ideas. Find a legitimate work at home job
opportunity today and learn how to make money online at:
http://www.HomeNetPro.com

April 17

Not All Businesses Require Money To Make Money



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Not All Businesses Require Money To Make Money
More people than ever want to start their own business.
This article discusses how to do that with almost no money.
Best of all, it is ideas only. We aren't trying to sell you
anything. This article discusses just one of the hundreds
of ways to start new businesses with the skills or
interests you have for very little money. All businesses
discussed in this series will make money quickly for you
and there is almost nothing to buy, no group to join, no
meetings to attend. The example in this article will assume
you are a handy person with some tools who is good at basic
home repairs but you can use this formula for any type of
service business.

Find A Need

Almost every home in America has small jobs that need to be
done. They may be too small to hire someone to do. My home,
for example has a dripping faucet, a switch that needs
replacing and a cracked window. I just put up with these
minor inconveniences because who can I call to fix them?
Virtually every home in your area has some jobs they need
done and they need someone to do them. If you can solve
their problem, they will be glad to pay you well.

Set A Price

Most accountants tell you that you should charge about
three times what you estimate it would cost to hire a
worker to do the job you are doing. For example, if you
could hire a worker to do these types of handyman jobs for
$15 per hour, your fee should be about $45 to $50.

Design An Appealing Promotional Package

To get business, we suggest an interesting promotional
package. You might try Handyman For A Day. This package
gives a home owner up to 7 hours of work. Seven hours is
$350.00 at your normal rate but they can have you work on
any thing in their home for up to 7 hours for only $199.00
(plus parts). This is a good deal for customers and it will
get you more business in the future because they are happy
with your initial work.

How To Get Customers

If you are operating on a low budget have no fear. You can
get customers by going door to door to explain your offer.
You can also use automated services to make prospecting
calls for you while you. You can also advertise for free on
sites like www.craigslist.org

Example Of Reasonable Expectations

Using these techniques, you can have customers almost
immediately. A reasonable goal might be to do one job per
day. That would give you 5 jobs per week at $199.00 is
$995.00 for a week's work. You will have to do door to door
selling on your day off or in off hours, but the telephone
prospecting service can be lining up work with no extra
time on your part.

The initial $995 per week is just the beginning. Happy
customers will have you back at your regular rates, some
will give you larger jobs to do. You may eventually hire
someone to do the handyman work for you while you do bigger
and more profitable job.

This is just one example, there are many businesses you can
start with almost no money and be earning a reasonable
amount in just a few days.

Good luck with your new business.


----------------------------------------------------
We believe anyone should be able to start a new business
and make money without investing a lot of money. This
article discusses how to start a business with almost no
money. It is great news for people who want to make money,
make money from home, start a business and get new business
ideas. We have more information and free ideas on our blog
at http://www.newbizcoach.info


How To Succeed In Business By Minding your Ps And Qs



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How To Succeed In Business By Minding your Ps And Qs
If you want to know how to succeed in business I would like
to suggest that you begin by minding your Ps and Qs.

Politeness and consideration of others should be maintained
at all times in business. Unfortunately, however, good
manners alone are no guarantee of success in business today.

So here is a list of some other "Ps and Qs" that you will
want to use together with good manners to stand a better
chance of succeeding in business.

First, let's look at the five Ps to business success.

1. "P" is for Passion

Passion should be the engine of your business success. If
you have passion, you can recover from the inevitable
mistakes and frustrations that you will encounter in trying
to build your business.

Working in the field that you love and setting clear goals
that you are committed to achieving are two great ways to
build and maintain the passion you will need to succeed in
business.

2. "P" is for Planning

Now you have the passion, you need to channel it. That is
where planning comes in.

Draw up a step-by-step process that will take your business
from the development stage to maturity. Set a budget and
plan for the short, medium and long term.

Tip: Read Stephen Covey's The 7 Habits Of Highly Effective
People to find out more about making effective plans for
business success.

3. "P" is for Practice

Francis Bacon wrote that "the art of discovery grows with
discovery." In a similar way, practising the art of
business success will help you get better at succeeding in
business.

Do not put off going into business because you feel that
you lack experience. Keep trying new ways of making money,
and eventually, you will succeed.

4. "P" is for Perseverance

A little practice will never be enough. If you merely try,
you will fail. You must persevere. You must never give up.

Learn from your mistakes and adapt where necessary, but do
not give up trying to succeed in business.

Tip: If you want to know what it really means to persevere
in business, read Think And Grow Rich by Napoleon Hill.

5. "P" is for Playfulness

For goodness sake, enjoy yourself!

Play is an important aspect of business. Make your business
fun, and people will enjoy doing business with you.

Play is really another form of practice.

If you take a playful attitude towards your business, in
all seriousness, it will open up new avenues and
opportunities for you. Play is open-ended and spontaneous.
Play leads to new discoveries. Play is a form of
experimentation. Play is also a great way to reduce stress.

Now let's look at the three "Qs" that will help you to
succeed in business.

1. "Q" is for Quality

Commit yourself to quality in every aspect of your
business. Sell quality products. Offer high quality
customer care. Pay attention to the small details. Offer
great value for money.

2. "Q" is for Qualification

You don't need a bunch of qualifications to succeed in
business, but you do need to qualify your customers. Don't
try to sell to everybody. Define your market.

Develop a clear image of who your typical customer will be,
and use your sales copy to qualify prospects. Think of it
as a filtering process that will help you to avoid wasting
your efforts and other people's time.

Qualifying your prospects will make your sales pitch much
more effective since it will now be targeted at the right
audience.

3. "Q" is for Questions

One way of qualifying prospects is to ask them questions.
If you ask questions, not only will you find out some
valuable information, but you will also show your prospects
that you are interested in them and their needs.

If you run an Internet business, set up an online survey
and offer your customers and prospects an incentive to
answer the questions. This will help you to find out the
core emotions or motivations that are driving people to
your website and enable you to respond more accurately to
the needs of your market.

Another person you need to question is yourself.

Ask yourself how you can improve your product. Ask yourself
if there is another way to do what you are doing. Use
questions as mental tools to remind you of your business
goals.

Never cease from asking questions.

As you can see from this list, learning how to succeed in
business is about much more than minding your manners.
There are plenty of "Ps and Qs" that you can use to help
you succeed in minding your own business more effectively.


----------------------------------------------------
David Hurley is the owner of Grasp-the-Nettle.com and
writes articles on all aspects of Internet marketing. To
learn about how you can build a viable, home based business
on the Internet, check out David's website at:
http://grasp-the-nettle.com .


April 14

Internet Based Affiliate Marketing: A Lucrative Income Opportunity



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Internet Based Affiliate Marketing: A Lucrative Income Opportunity
Internet based affiliate marketing is very easy to get into
especially for those who are skilled with website building
and site redirection.  In fact it is one of the easiest
online income opportunities to get started with due to the
fact that it is free.

Internet based affiliate marketing is a strategy employed
by business so as to bring more traffic to their site
through the efforts of several affiliates.  In exchange for
advertising each particular website these affiliates get
paid a certain amount of money which is sometimes referred
to as a commission or "finder's fee".  For people who are
in the market for online jobs, this has become a very
effective method of marketing as well as a popular income
opportunity.

Internet affiliate marketing is a results oriented type of
business tool.  In other words affiliates will only get
paid whenever they refer customers or visitors to the
website of the business they are advertising for.  This
payment system is why businesses prefer this advertising
tool.

Whilst others prefer using other affiliates (mostly home
based workers) to do the job for them, there are some
entrepreneurs who have their own affiliate programs through
the use of software.  Many businesses swear by this method
as it really eases the burden of advertising on their part,
without excessive cost.  Although very minimal there are
certain disadvantages of using this method as well.

Unfortunately, many people who are working as freelancers
doing advertising work for different businesses fail in
internet affiliate marketing.  The thing about affiliate
marketing is that it is not enough to simply advertise the
products of the business you are affiliating for, it is
more important to have a working knowledge of the existing
market as well as the customers.

You should know the type of customers that visit your site
so you can promote products that appeal to them.  To market
the products more efficiently you should also be well
versed on the functions of search engines and how you can
use them.  Your website must be search engine optimized so
as to attract more hits from searches thereby ensuring more
targeted visitors and prospective customers.

There are also many sites that do not have adequate
information regarding the products being advertised.  This
is a major drawback since initial impact is very important
to attract customers to take a closer look at the products
offered.  You should be able to provide certain important
details about the products to make customers understand
just what they are for, and whether or not they need them.

One of the most common blunders is single product
advertising.  When you create your own website, make sure
that you will be able to advertise as many products as
possible to generate more hits and turn them into profits.
Websites that only offer a single line of products tend to
be uninteresting for customers.  Internet affiliate
marketing makes it easy for you to offer a variety of
products to your website visitors thereby appealing to most
buyers who prefer to be presented with a choice.


----------------------------------------------------
Cynthia Minnaar runs her own internet  affiliate marketing
business full-time from home and invites you to visit her
site for a variety of online income opportunities.  To
learn more please go here now: http://www.cyns-home-biz.com


March 30

Going Beyond the Financial Advisor Comfort Zone



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Going Beyond the Financial Advisor Comfort Zone
The Recession Is A Choice, What's Yours? financial advisor
speaking presentation includes a segment on The Comfort
Zone.

I've been reflecting about The Comfort Zone given that I
see so many financial advisors stuck in it and my evidence
is I just spoke to groups of financial advisors in two
cities and when I asked them to raise their hand if they
had a written vision, business plan and 90 day goals on
January 1, 2009, not one of them raised their hand.

What is The Comfort Zone really?

It should be relabelled as The Experience Zone ... we do
what we are comfortable and experienced with.

Once in a while we will jump into The Willpower Zone and
get what we want for a time and then fall flat back on our
ass because The Willpower Zone is unsustainable.

Let's not forget about The Instant Gratification Zone were
we look for a quick fix in the form of drugs, shopping, TV,
gossip, alcohol, and the consumption of all products
containing alcohol, caffeine, chocolate, fat, salt and
sugar. Note that I nicked the above list of medications off
of James Redfield, who wrote The Legend Of Bagger Vance and
The War Of Art, and his full quote is at the bottom of this
article.

Like The Willpower Zone, after we get our quick fix with
The Instant Gratification Zone we are right back where we
started - struggling to survive versus being all that we
can be.

There is another zone that we must face and to quote Chris
Barrow; "To achieve a resolution that has integrity and
sustainability it is inevitable, indeed necessary, to enter
the discomfort zone. It cannot and should not be avoided,
as it is an integral part of the process. Any resolution
that has side stepped this area is unlikely to be robust
and will collapse at some point."

Going through The Discomfort Zone will lead us through to
The Inspiration Zone which is essential to be all that you
can be in any economy.

The Inspiration Zone is where we live our values and our
vision and experience them through our personal and
business goals combined with a business plan and 90 day
goals.

Why do we resist The Discomfort Zone in our venti, half
caff, non-fat, easy foam, extra hot, almond latte instant
gratification society?

We have plenty of learned quotes to remind us:

"Given the choice between the experience of pain and
nothing, I would choose pain"     - William Faulkner

"We cannot learn without pain"     - Aristotle

"Doubt is pain too lonely to know that faith is his twin
brother"     -  Kahlil Gibran"

I believe the answer lies in this final quote that
suffering is a choice.

"Pain is inevitable. Suffering is optional."     -
Anonymous

To bring it all home, Carl Jung's quote confirms that many
of us are asleep in our subconscious mind doing what is
easy staying in our justified busyness while our lives turn
into dust.

"There is no coming to consciousness without pain"     -
Carl Jung

Yes you will face fear by getting into The Discomfort Zone
and the sooner you face it, the quicker it goes away.

I can show you how to eliminate your greatest fear in
fifteen minutes. The same fear that is preventing you from
writing your business plan, setting your goals, asking for
referrals, attracting higher net worth clients and more.

The answer lies within, 'Curing The Unmet Needs Disease'.

The theory is simple.  Within The Discomfort Zones lies
your unmet needs that generate negative beliefs and
negative emotions and the book includes simple yet
effective assignments that will help you break through to
The Inspiration Zone.

These unmet needs that generate negative beliefs and
negative emotions keep you stuck in a worse place than The
Comfort Zone - The Sabotage Zone.

The Sabotage Zone includes behaviours like:

1. Being a victim believing the world is always doing it to
me
2. Resisting change
3. Withdrawing into the TV set

Unmet needs must be met and we will either meet them
functionally or dysfunctionally gaining negative energy,
through making excuses, not taking responsibility, and
justifying.

"Avoid resistance at all cost. Resistance is an
all-encompassing term for what Freud called Death Wish.
Resistance cannot be reasoned with. It understands one
thing. Power. Resistance takes on the form of drugs,
shopping, TV, gossip, alcohol, drugs, and the consumption
of all products containing alcohol, caffeine, chocolate,
fat, salt and sugar. The greatest danger is Resistance
knows when the finish line is in site and it will throw out
one final assault."     - Stephen Pressfield - The War Of
Art.

What are you going to do that is different than yesterday?
When did you decide to quit?


----------------------------------------------------
Leading Advisor - Simon Reilly offers financial advisor
training, coaching, and speaking designed to help Financial
Advisors and their teams clear their roadblocks to success.
http://www.leadingadvisor.com


March 27

Real Home Based Business Income



GET WISDOM! Goto http://www.sofatoye.com/ Today!

OLAOLU Goto http://www.olaolu.com/ Today!

Thanks for your most precious time! :-)

Real Home Based Business Income
It has become clear to many people all over the world that
home based businesses are a great way to bring financial
relief to anyone's situation.  In the past two years, in
American alone, home based businesses have generated two
hundred billion dollars.  This is, indeed, quite a
considerable sum.  As more and more people start setting up
their own home based businesses, it is becoming clear this
may be the wave of the future.  A home based business
brings many advantages to any person's situation who
decides to take part in this opportunity.  The sky
certainly seems to be the limit with these businesses.

Having a home based business can benefit both the single
person or the family man or woman.  They are especially
beneficial to those of us with families, as it becomes easy
to make your own hours and schedule to work around.  When
you work from home, it is usually no problem to make any
sort of adjustments to your schedule that you might need
to.  If you have small or older children in school, a home
based business is your best option.  A home based business
is an even greater option now due simply to the factor of
fuel.  If you are not driving to and from work, you are
saving yourself a lot of money.

A home based business will offer you the possibility of a
more comfortable existence.  There are no enforced dress
codes around your home, set lunch breaks, or set hours.
This in itself is very helpful.  Removing some of the most
stressful things in your life can make a great difference.
Instead of having to worry about running late, taking a
shower, getting dressed and out the door, you will have
different things to worry about.  When running a home based
business will be like running your household and then some.
 However, this may be a large relief for many.  It is a
good idea to set regular hours for yourself just to stay in
a working routine.  However, there is nothing to sweat if
something more important than work comes up.

Money, of course, is the most obvious reason to start a
home based business.  The road to attaining financial
independence is becoming an easy walk with home businesses
in the picture.  However, to get involved in this sort of
lifestyle, you must be careful.  As always, you have to be
wary of scams and scam artists.  There are plenty of
legitimate options to choose from when looking for the
right home based business.  Be sure to do your research
before you invest in a home based business that may not be
right for you.


----------------------------------------------------
Who else wants to make at least $2,000 per day or more
working just one hour a day in a home based business? You
can laugh at money worries when you follow the simple plan
in this 133 page FREE BOOK
http://www.MakeRealMoneyOnTheInternet.com


 

Olakunle Solomon Fatoye

Occupation
Interests
If you need help or assistance and support in any of the following areas, contact us immediately. Family, Health, Finance, Education, Profession, Social and Spiritual. You Can Be WISE. Become WISE.
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Dec. 30